No-Cost RTP® & FedNow® | Instant Payments with QuickBooks® QBO Invoicing

Why Businesses Are Switching to RTP® & FedNow® for Instant Payments

Today Payments is an Authorized Developer of Intuit offering a highly robust app that supports both QuickBooks’ desktop and online customers, provide merchants with the tools they need so they can focus more time on their customers and businesses, and less time on data entry.

The Future of Instant Business Payments with RTP® & FedNow®

In today's fast-paced digital economy, businesses need faster, more secure, and cost-efficient payment solutions that eliminate processing fees and payment delays. Real-Time Payments (RTP®) and FedNow® offer a revolutionary approach—enabling instant transactions at no cost to merchants, thanks to the payer-pays-the-fee model.

With Request for Payment (RfP) digital invoicing, businesses can send invoices in real-time and integrate them seamlessly into QuickBooks® Online (QBO) using SecureQBPlugin.com. This means automated reconciliation, instant payment settlements, and zero manual errors.

Say goodbye to credit card fees, ACH delays, and compliance headaches—and welcome a faster, more profitable payment process with RTP® and FedNow®.


See
the features

QuickBooks® ACH, Cards, FedNow and Real-Time Payments

| 239 Shares | Tags: QuickBooks® Real-Time Payments Request for Payments

QuickBooks Online Software QuickBooks Accounting Software Image
  • ~ Automate Account Receivable Collection
  • ~ Automate Account Payable Payments
  • ~ One-time and Recurring Debits / Credits

Secure QB Plugin payment processing through QuickBooks ® specializes in the origination of moving money electronically.

Why Businesses Are Switching to RTP® & FedNow® for Instant Payments

No-Cost RTP® & FedNow® with QuickBooks® QBO Invoices via SecureQBPlugin.com

Why Businesses Are Switching to RTP® & FedNow® for Instant Payments

Traditional payment methods like credit cards, ACH, and wire transfers come with processing fees, long settlement times, and compliance requirements. With RTP® and FedNow®, businesses can:

  • Eliminate transaction fees—Payers cover the cost, not merchants.
  • Instantly send and receive payments—No waiting for funds to clear.
  • Seamlessly integrate invoices into QuickBooks® QBO using SecureQBPlugin.com.
  • Reduce fraud risks and chargebacks compared to traditional credit card payments.

Key Benefits of RTP® & FedNow® with Secure QuickBooks® QBO Integration

✅ Zero Merchant Processing Fees – Payer Covers the Cost

  • Businesses receive 100% of the invoice amount with no deductions.
  • Avoid 2.5% - 3.5% credit card processing fees and save thousands annually.
  • No need to increase pricing or pass costs to customers.

✅ Instant Real-Time Payments with No Settlement Delays

  • RTP® and FedNow® settle payments within seconds, improving cash flow.
  • No banking hours restrictions—operate 24/7, including weekends and holidays.
  • Say goodbye to ACH transfer delays, wire fees, and credit card processing hold times.

✅ Automated QuickBooks® QBO Invoicing via SecureQBPlugin.com

  • Easily send invoices through QuickBooks® QBO with SecureQBPlugin.com.
  • Payments sync instantly, ensuring automated reconciliation.
  • Reduce errors, eliminate manual data entry, and streamline accounting.

✅ Request for Payment (RfP) Digital Invoicing for B2B Transactions

  • Businesses can send instant payment requests through RfP invoicing.
  • Faster collections with real-time invoice tracking and confirmations.
  • Reduces disputes, ensuring higher invoice-to-payment conversion rates.

✅ RTP® Surcharge for Instant Payments & Compliance with Regulations

  • Unlike credit card surcharges, RTP® transactions allow merchants to collect payments without violating state regulations.
  • Businesses in states with strict surcharge laws (California, New York, Texas) can legally accept payments without hidden fees.

✅ Increased Security & Fraud Prevention

  • End-to-end encryption and authentication prevent fraud.
  • No chargebacks or reversals, unlike credit cards.
  • ISO 20022 messaging standard ensures secure and transparent payment processing.

How RTP® & FedNow® with Secure QuickBooks® QBO Plugin Benefits Businesses

Faster Business-to-Business (B2B) Payments

  • Instantly pay vendors and suppliers without delays.
  • No check processing, ACH wait times, or wire transfer delays.

️ Ideal for E-Commerce & Retailers

  • Accept real-time fee-free payments, increasing profit margins.
  • Faster order processing with instant payment confirmations.

Perfect for Subscription & Recurring Billing

  • Automate recurring payments through Request for Payment (RfP) invoicing.
  • Reduce failed transactions and improve customer retention.

Optimized Payroll & Contractor Payments

  • Pay employees, freelancers, and gig workers instantly.
  • Reduce payroll processing costs and eliminate direct deposit fees.

Upgrade to RTP® & FedNow® with TodayPayments.com

Are you ready to eliminate merchant processing fees, automate invoicing, and receive instant payments? With RTP® & FedNow®, integrated through SecureQBPlugin.com, your business can:

Eliminate transaction fees—payer covers costs
Send and receive payments instantly, 24/7/365
Automate invoicing with QuickBooks® QBO integration
Boost security with end-to-end encrypted transactions

Get started with TodayPayments.com and experience the future of real-time payments today!

Request for Payment

Creation Request for Payment Bank File

Enhance Your No Cost FedNow using QuickBooks QBO, Payment Requests with FedNow’s ISO 20022 Messaging

Streamline Payments with Advanced Request for Payment Options:

Harness the power of FedNow's Request for Payment system to transform how you manage invoices and remittances. Our platform supports diverse data integration options, allowing payees to incorporate detailed invoice data directly within the RfP message or link to a comprehensive Merchant Page.

Flexible Invoice Details with ISO 20022 Messaging:

Leverage the flexibility of ISO 20022 messaging standards in our RfP system. You can choose to display crucial payment details directly in the message with a concise 140-character description, or through a dynamic "Hyper-Link" leading to a detailed Merchant Page. This Merchant Page can be hosted either on your website or TodayPayments.com/HostedPaymentPage.html through our seamless integration solution.

Customizable Merchant Pages for Enhanced Customer Experience:

Create a Merchant Page that not only details all the MIDs you own but also presents these options attractively to your customers through the RfP. This customization ensures that whether your payer opts for Real-Time Payment, Same-Day ACH, or Card transactions, they can easily navigate and complete their payments through a simple click on the hyperlink provided on your Merchant Page.

Call us, the .csv and or .xml Request for Payment (RfP) file you need while on your 1st phone call! We guarantee our reports work to your Bank and Credit Union. We were years ahead of competitors recognizing the benefits of RequestForPayment.com. We are not a Bank. Our function as a role as an "Accounting System" in Open Banking with Real-Time Payments to work with Billers to create the Request for Payment to upload the Biller's Bank online platform. U.S. Companies need help to learn the RfP message delivering their bank. Today Payments' ISO 20022 Payment Initiation (PAIN .013) show how to implement Create Real-Time Payments Request for Payment File up front delivering message from the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message Import and Batch files for their company depositors for both FedNow and Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank continuing through a "Payment Hub", will be the RtP Hub will be The Clearing House, with messaging to the Debtor's (Payer's) bank.

Our in-house QuickBooks payments experts are standing ready to help you make an informed decision to move your company's payment processing forward.

Quick Comment Form

Start using our FedNow Real-Time Payments Bank Reconciliation:

FedNow Bank Reconciliation

 Dynamic integrated with FedNow & Real-Time Payments (RtP) Bank Reconciliation: Accrual / Cash / QBO - Undeposited Funds


Give Us A Call

(866) 927-7180

Apply NOW

Stop Going to Your Bank to Deposit Checks!